Do your expense trackers
end up like this?
Only trying hard at the start
Categorizing is a hassle
Frustrated when off by 1 cent
Eventually stop opening the app
That's why we reduced the
"strict management" aspect.
Money Memo is a simple app
focused on
"making it easy to continue".
- ● Just enter 'Item' and 'Amount'
- ● Text-only notes without money are OK
- ● Designed to make you want to open it
Rather than "managing perfectly",
we value building the habit first.
How to use it
As a Pocket Money Tracker
- ✓ Track immediately with your phone
- ✓ No worries about losing it like paper
- ✓ Easy to continue with just Item and Amount
Even if it's not perfect,
we value the act of recording first.
To Track Specific Expenses
- Weekday Lunches
- Hobbies / Fandom
- Entertainment
- Subscriptions
"Maybe I'm spending too much..."
You can easily track
just those specific expenses.
You don't have to manage everything.
Building the habit, step by step
We live in an age where AI can write for us.
But what to write,
depends entirely on your own experiences.
That's why noting down
even small things matters.
We hope "Money Memo" becomes
your gateway to the habit of recording.
A little bit of fun to keep you going.
Money Proverbs
Streak Milestones
Monthly & Yearly Stats
Keep inputs simple,
but make it genuinely fun.
It started with my child's pocket money book.
But forgetting to record made the balance off. Even saying 'rough estimates are fine', the discrepancy itself became stressful.
That's why Money Memo focuses on 'continuing'.
Rather than managing perfectly, start by building the recording habit.
Instead of overcoming weakness with sheer effort, we made it a form you can continue.
That is why
"Money Memo" was born.
FAQ
Q. Is it completely free?
Yes, it is completely free.
There are no ads, making it safe even for teens.
Q. Is it only for kids?
Adults can use it too!
Q. Can I use it as a budget tracker?
We highly recommend using it to "track specific parts" of your expenses.
Q. Is there automatic bank syncing?
No.
Instead, you can record in your own words.